Job Title

Associate or Vice President, Real Estate & Lodging GroupPRIMARY FUNCTION: Credit analysis for Commercial Real Estate structured transactions and for a portfolio of customers and prospects of the Real Estate, Lodging & Gaming Group. The position will perform tasks necessary for securing credit approvals, documentation review, and administration of all credit exposures (single asset financings, portfolio financings, corporate financings and other derivatives/structured deals).RESPONSIBILITIES: Preparing credit applications and related materials for new deals, amendment and waiver requests, as well as responding to questions from the credit department;Perform industry analysis, competitive analysis and an assessment of relevant risk factors to be provided for the transaction under consideration;Financial modeling (including use of Argus and internal models);Analyzing and condensing available historical, financial and other information on clients, including cash flow projections;Monitoring credit exposures and covenant compliance, and preparation of Annual Reviews, Portfolio Reviews and other credit reports, as needed;Reviewing legal documentation and liaising with external and internal counsel;Participating in client calls, marketing pitches, property tours and bank meetings;Assisting the Distribution and Asset Rotation Group with their loan syndication activities;Coordinating actions with the various Bank departments on all matters concerning the servicing of accounts and credit authorizationsREQUIREMENTS: BA/BS degree in Finance or related fieldMBA desirable3-5 years of directly related Real Estate experience across multiple property types (lending experience a plus and hotel experience a plus)Strong financial modeling skills (including Argus and Excel)Ability to analyze borrower and guarantor level financial statementsWorking knowledge of banking systems (e.g., credit, profitability, etc.)Excellent writing and interpersonal communication skillsAbility to work on multiple transactions concurrentlyStrong team player with positive attitude and the ability to work independentlyAbility to analyze borrower and guarantor level financial statementsWorking knowledge of banking systems (e.g., credit, profitability, etc.) Candidate will not now or in the future, require Visa sponsorship to work in the US Candidate is eligible to work in the US for any employer