Job Title

We are looking for an Corporate & CRE Underwriter for our Harrow office.MAIN RESPONSIBILITY: Processing and underwriting of Corporate, Commercial Retail Estate proposals & personal loansJOB RESPONSIBILITY: Underwriting of Corporate & CRE Credit proposals and personal loans and ensuringsuccessful execution of the transactions being pursued along with related client &introducer relationship management. Manage the assessment and processing of lending proposals from the business team, andpresentation of proposals to Sanctioning Committee. Operational responsibility for the annual review process for all existing credit portfolioloans to ensure that all borrowing requirements and covenants are being adhered to. Manage the review, assessment, investigation and minimising of credit risks associatedwith loan applications in accordance with the Banks operating policies and procedures.Undertake site visits as required.Liaise with the Originations team to agree a clear rationale for agreeing or rejectingapplications, prior to processing. Monitoring of existing loan portfolio, identifying early arrears or potential problemaccounts and making necessary recommendations. Ensure the credit decisions are made within regulatory standards and adhere to TCFprinciples and Customer First standards. To provide support to the CCO in all operational areas of the Credit Department. Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals Presentation to Risk Committee and other UK management committees forintroduction and renewal of new / existing products.COMPETENCY:Knowledge of Microsoft Office products Knowledge of UK regulatory framework, principles and rulesKnowledge of UK lending environment 3 - 5 years experience in underwriting or assessing credit proposals.KEY INTERACTIONS/NETWORKS:CCO, CBO, ED&DCEO Retail Branch Network Credit Committees Credit Administration Products dept.REPORTING RELATIONSHIP: Reports to Chief Credit Officer