Job Title

Legal Counsel: Cards and PaymentsThe role is based in the PayPoint head office in Welwyn Garden City and reports into the Head of Legal- Card Services Business. This role will form part of the wider PayPoint Group Legal Team of 10 lawyers.MAIN PURPOSE OF ROLE Working on legal and regulatory matters relating to PayPoint Groups Cards Business including structuring of regulated and unregulated business activity under the Consumer Credit Act. Working with other members of the legal team to provide support as needed for PayPoints other FCA regulated Payments businesses.Drafting and negotiating contracts to support these businesses.Support to other PayPoint Group businesses as required.MAIN RESPONSIBILITIESSee Main Purpose of Role above.Providing regulatory input to commercial agreements and negotiating agreements as required.Advising on regulatory developments and briefing business stakeholders.Researching and analysing documents, legislation, case law and regulatory requirements to ensure the accuracy of advice and procedures.Horizon scanning and reviewing changes and developments in the law and relevant regulations and assessing their impact on the business.Day to day support on data protection matters under the review and management of the DPO.Collaboration with other members of Legal and Compliance Teams to support One Team approach.QUALIFICATIONS AND EXPERIENCE REQUIREMENTSEssentialSolicitor qualified in England and Wales. The role would suit a lawyer of at least 2 years post qualification, although other applicants will also be considered.Experience of drafting contracts and providing written and verbal legal advice on commercial and regulatory legal matters.Experience of working in a FCA regulated business with strong understanding of regulatory principles and themes.Experience of GDPR, data protection and data security issues.Effective negotiating skills and an attention to detail.Highly desirableExperience of advising on FCA regulatory matters.Experience of advising on consumer credit and payment services would be preferable but is not essential Prior inhouse experience.Person SpecificationPositive, highly motivated and with the ability to manage own workload with minimal supervision.Takes personal responsibility for getting the job done, hands on and willing to roll sleeves up to support relevant businesses and other members of the Legal and Compliance Teams. Excellent time management skills, attention to detail and ability to manage a high volume of work.Pragmatic and business focused approach to advice.Ability to manage different stakeholders and understand business needs whilst ensuring legal and regulatory requirements are met.Possess effective influencing skills and a good commercial acumen.Ability to learn quickly and turn around work in an efficient and pragmatic manner.Proactive, highly motivated and organised with a good team-working ethic.Effective planning and project management skills.Good interpersonal skills with the ability to work closely with and advise various internal clients at differing levels of seniority.