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Job Title


Principal Engineer


Company : Muthoot FinCorp ONE


Location : Kolhapur, Maharashtra


Created : 2025-04-05


Job Type : Full Time


Job Description

What is ONE Muthoot? ONE Muthoot, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation. Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals. In our quest to build teams across diversified domains, we recently acquired Paymatrix, an awardwinning start-up founded in 2016. It has helped us venture into rent and rent-related payments and other vendor payments using credit cards. Currently, we are working on transforming Paymatrix into a Virtual POS platform. ONE Muthoot believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured. What can you expect? Build the future, Today - Build for scale in an ever-expanding marketplace Attractive compensation with wealth- building ESOPs* - Attractive salaries and benefits Perks & other benefits - Wholesome well-being and personal satisfaction Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth Purpose of this job: ● Design, develop, document, and test the software products to ensure that the software meets the needs of end-users and achieves the business goals. ● Provide technical guidance to development teams and oversee the technical aspects of all projects. Responsibilities: ● Designing, coding, and debugging software. ● Improving the performance of existing software. ● Providing training to other engineers. ● Maintaining and upgrading existing software. ● Recommending new technologies that can help increase productivity.● Supervising and overseeing the technical aspects of software products● Investigating software-related complaints and making necessary adjustments to ensure optimal software performance. ● Regularly attending team meetings to discuss product road map, brainstorm ideas, and put forward solutions to any issues. Requirements: ● 9+ years of proven experience in high-level programming languages, like Java ● Strong in designing systems that are scalable, reliable, and secured ● Proven experience in software development methodologies.● Proven experience building complex web systems. ● Bachelor’s degree in computer engineering/computer science or related field. ● Strong problem-solving and analytical skills. ● Good communication skills.● Excellent organizational and leadership skills What are we looking for? ● Strong and demonstrated knowledge in back end technologies - Java, Java Frameworks like Spring Boot, Python, etc ● Strong in fundamentals of computer science concepts with a focus on data structures, algorithms, and API design.● Experience with Implementation of services in a micro-service architecture. ● Hands-on with technologies such as Kafka, Dockers, Containers, Orchestration (Kubernetes) etc ● knowledge on CI/CD, Git Versioning, debugging ● Strong in designing systems that are scalable, reliable, secure, and resilient ● Proven experience in software development methodologies● Proven experience building complex web systems.● Strong problem-solving and analytical skills.● Good communication skills. ● Excellent organizational and leadership skills Preferred : ●Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, contributing to technical writings/blogs ● Experience building and scaling applications on public cloud infrastructure (Docker, AWS/GCP, Kubernetes etc.) ● Demonstrated interest in open and community-driven platforms.● Experience with building fintech products Qualifications We are looking to hire an experienced Principal Software Engineer/Lead engineer to design, develop large-scale fintech products, from scratch to process millions of transactions