Responsible for identifying and monitoring credit risks. To determine the level of risk and make recommendations to the company.Key Responsibilities: Preparation of MIS at intervals as required with focus on credit quality of portfolio.Monitoring post sanction activities.Filing regulatory returns with concerned authorities like Credit Information companies (CICs), CKYC etc.Regular monitoring and tracking Portfolio health & quality and keeping track of early warning signals.Use statistical tools and models for assessing future portfolio risks.Work for development of Risk Rating Model and creation of Framework for Expected Credit Losses.Prepare and present Portfolio level presentations for Senior Management.Develop relationships with other lending institutions.Skills required:Financial knowledgeKnowledge of IndustryAbility to multitaskdue diligence and well versed with finance softwareGood written and oral communication skillsAbility to work in teamsQualification: Graduate/MBA in Finance or certification in related fields like accounting, statistics and ratio analysis or equivalent.Experience: Minimum 2-3 years preferably in the Financial Services/Banking industryLocation: Goa
Job Title
Credit Monitoring Officer