IN EmploymentAlert | Micro Loan Officer
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Job Title


Micro Loan Officer


Company : L& T Financial Service


Location : Basti, Uttar pradesh


Created : 2025-02-22


Job Type : Full Time


Job Description

Duties and responsibilities1. Starting a business in a new villageVillage identification within the radiusFeasibility study of the village based on demographics, activities, and financial needs of the customersAssist the MC-IC in making the village approval2. Sourcing of businessIdentification of customers and forming of Joint Liability GroupsFilling up of the application formVerification of the residence and business of the customerKYC verificationPre-disbursement trainingVisiting potential customers in order to develop business3. DisbursementsCollection of KYC documentsAssisting the MC-IC for disbursement activity completionLoan documentation4. Collection of current duesCollect the collection sheets and stickers from MC-ICGroup-wise collection as per scheduled time by following the processDeposit of collection moneyMERC entry5. Collection of over duesFollow up with the customers with updated data report of assigned portfolioCollection of money as per processDepositing the money in the bankMERC entryAssist the MC-IC in initiating action against the defaulters