HCL Tech - Hiring for Mortgage (Collateral Valuation) - 19 to 20 DecDesignation:Analyst & Senior Analyst Experience: 3 to 5 Years Educational Qualification:Graduate in any stream Shift: UK/ Rotational Shift ( MUST BE COMFORTABLE WITH ROTATIONAL SHIFT) Mode of interview:Walkin Date: 19 to 20 Dec-24 Timing:12:30 AM to 3:00 PM Contact HR:Deepthi Work Location:NavallurMust have experience in Title documents review, title deeds, review on legal property documentation, knowledge on solicitor letter.Interview Location:HCL Technologies Ltd. ETA 1- Techno Park, Special Economic Zone,33, RajivGandhi Salai, Navallur Village and Panchayat, Thiruporur Panchayat Union, Navallur, Tamil Nadu 603103Functional Competencies: Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and Central Securities in the Mortgage domainExperience in reviewing of collateral including in depth analysis of certificate of title security report, Loan drawdown requisition and Title of Deeds. In depth knowledge of Land Registry history, Re – Mortgaging documentation, Legal Property documentation reviewing. Should have experience in Analyze the Deeds documentation reviewing, I.e. Family home deceleration, Land Registry & Folio documents reviewing Experience in following up with Solicitors to ensure their satisfaction and resolve any issues Analyze all Property documents, Property or Land Ownership history and Size of Property, Title documents, appraisals and all applicable compliance documents. Complying with regulatory standards and laws related Review loan files for completeness and accuracy Review the eligibility of Property, Borrowers and Lenders law. Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience
Job Title
Walkin Interview for Mortgages (Collateral Valuation) - 19 to 20 Dec