HCL MEGA DRIVE FOR Australian Mortgage Underwriting on 9,10 Jan 2025PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCEWalk-in Details:Date: 9,10Jan 2025 Timing: 11:00AM to 2:00 PM Interview location: TOWER 4 - HCL Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119 HR Contact:Priya/ Nikita Years of Experience- 2 TO 6 YEARS (Associate/ Analyst/ Senior Analyst/ SME/ Team Leader )Important Note: · Candidates who can join immediately or 1 month of notice period are preferredExperience2 TO 6 YEARS (Associate/ Analyst/ Senior Analyst/ SME/ Team Leader ) LocationChennai Shift Time6.00 am to 4.00 – 100% work from officeJob Summary: The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. Responsibilities include meticulously reviewing loan applications, assessing documentation accuracy. Verifying adherence to established lending criteria and identifying any deviations or discrepancies.Responsibilities:Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security. Well-versed with the 4 C’s of Credit. Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly. Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application. Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant’s credit worthiness. Experience in reaching out to external stake holder communication via calls with Brokers/Lenders. Expertise in Customer centric communication with positive repo building. Excellent written and verbal communication skills.Qualification & Experience: Bachelors or Master’s degree in any field. 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain. Proven work experience as a Mortgage Underwriter or similar role Strong understanding of Australia, USA, or UK lending regulations is essential for this role. Excellent analytical and problem-solving skills, with meticulous attention to detail. Ability to communicate effectively with internal and external stakeholders at all levels. Familiarity with loan origination systems and other relevant software applications. Ability to work independently and prioritize tasks in a fast-paced environmentPerks and Benefits : MNC Cab facility (two way) (Upto 30 Kms Only) Salary : great in the industry Excellent working environment Free Cab for female employees International Trainers World class exposureHow You'll Grow At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.Why Us We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees. Our company is extremely diverse with 165 nationalities represented. We offer the opportunity to work with colleagues across the globe. We offer a virtual-first work environment, promoting a good work-life integration and real flexibility. We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.
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HCL MEGA DRIVE FOR Australian Mortgage Underwriting on 9,10 Jan 2025