About the jobJob Title: FIG Underwriter (Financial Institutions Group)Experience: 4–8 YearsLocation: BangaloreDepartment: Corporate & Investment Banking / Credit UnderwritingRole Overview:We are seeking a dynamic and detail-oriented FIG Underwriter to support credit underwriting and risk assessment for clients in the Financial Institutions Group (FIG), including banks, insurance companies, NBFCs, asset managers, and fintechs. The ideal candidate will possess a strong foundation in financial analysis, credit risk, and sector-specific dynamics within FIG.Key Responsibilities:Prepare and analyze credit memos, including financial spreads, peer benchmarking, and risk assessments.Evaluate the creditworthiness of FIG clients through in-depth analysis of financial statements, regulatory filings, and industry trends.Conduct due diligence and support relationship managers in structuring new transactions or renewals.Monitor portfolio performance and perform periodic credit reviews, covenant monitoring, and risk rating adjustments.Collaborate with stakeholders across risk, compliance, legal, and front office teams to ensure credit decisions align with internal policies.Stay updated on regulatory changes, macroeconomic factors, and sector-specific developments affecting FIG clients.Support ad-hoc credit projects, reporting, and audits as required.Required Qualifications:4–8 years of experience in credit underwriting, credit risk, or financial analysis, preferably within FIG or corporate banking.Strong understanding of banking, insurance, NBFC, or financial services industry dynamics.Solid knowledge of credit risk principles, financial statement analysis, and regulatory frameworks (e.g., Basel norms, RBI guidelines).Proficiency in MS Excel, PowerPoint, and credit systems; experience with Bloomberg, Capital IQ, or other financial databases is a plus.Excellent communication skills, both written and verbal, with an ability to present findings to senior stakeholders.Preferred Qualifications:MBA (Finance) / CA / CFA Level 2+ preferred.Exposure to international credit frameworks or multi-country portfolios is a plus.Experience working with global banks or large NBFCs is advantageous.
Job Title
Credit Analyst