Job Title

We are seeking a Senior Quantitative Credit Risk Strategist as part of the team. You will work with other analysts, risk managers and leaders to analyze customer characteristics, identify risk differentiators, and recommend underwriting and collections strategies to achieve the risk and return goals. If you have an analytic and data driven mindset, eye for detail and can-do attitude then you are right for this position. About this roll* (Responsibilities) Analyze data to identify risk drivers and propose mitigation strategiesWork with Data Science team to build and test credit, account management and Collection modelsSet credit strategy and policy to mitigate risk and drive business growthImprove Collection performance by operational, policy and modeling improvementsSet underwriting and account management strategyCollaborate with R+D, Product, and Operations on the test and launch of new features and/or products Do you have the right ingredients*? (Requirements)6+ years of experience in retail/consumer/SMB finance in a credit risk or strategy role preferably in Fintech/banksAbility and experience in writing credit memos and credit decision and strategy documentationHands on experience in using data and analytics to drive credit risk strategy is requiredExperience in A/B testingMasters Degree or higher in a quantitative field (Mathematics/Statistics/Economics/OR/Business)Advanced data analytics skills, including use of SQL, Python/R, Excel and data visualization tools such as Tableau/HexFamiliarity with statistical modelingAbility to influence a cross-functional non-hierarchical environment to lead collaborations and drive progress