Responsibilities - Responsible for underwriting CMHC-insured multi-family real estate mortgages (5+ units) of all applicable asset classes, including: purpose-built rental (5+ units), student housing, supportive/assisted living, and construction. - Work with origination team and trusted broker sources to pre-screen and qualify new CMHC loan opportunities in an efficient manner. - Prepare detailed analysis, term sheets, commitment letters and credit applications to CMHC to obtain CMHC approval. - Ensure strict adherence to CMHC multi-unit guidelines, policies, and regulatory requirements for mortgage origination, underwriting, and servicing. - Organize and maintain an up-to-date deal sheet. - Provide support in the funding & closing of CMHC loan transactions. Qualifications - Minimum 5+ years relevant experience in CMHC-insured underwriting (multi-family ONLY), with a strong understanding of CMHC multi-unit guidelines and regulations. - A strong understanding of the CMHC application platform would be ideal. - Superior written and analytical skills. - Proficient in Microsoft Excel and Word. - Strong interpersonal, organizational and time management skills. - Ability to work independently, as well as within a Team, and under time pressure. - Ability to communicate effectively with brokers and other third-party referral sources. - Bilingual (French/English) is an asset. About Harbour Mortgage Harbour Mortgage Corp. is a private commercial mortgage lender providing first, second, construction, bridge, and mezzanine commercial mortgages and CMHC-insured mortgages. Harbour has originated and funded over $7 billion in real estate debt transactions in all major markets across Canada. Harbour Mortgage Corp. administers $1.5+ billion in mortgage investments.
Job Title
Senior CMHC Mortgage Underwriter (Multi-Family)