Job Title

Work in a market-leading firm, assessing both consumer & commercial lending applications. A growing company which will offer plenty of career pathways and development. Our hybrid working environment will allow you the work-life balance you crave.Company DescriptionAllied Credit is a leading and well-established finance partner in the vehicle and leisure asset industry, with strategic alliances incorporating well-known car and motorcycle brands. We offer a range of finance solutions including white label, joint venture arrangements and floor plan finance. Our proprietary loan origination system supports our dealers and distributors to facilitate seamless, convenient and customer focused finance solutions for consumers and businesses.Due to continued growth of our business, we have an exciting new opportunity for an Acceptance Representative to join our high-performing Retail Lending team in our Macquarie Park office! Working in a hybrid environment, youd be expected to attend the office a couple of days a week.Reports to the Retail Lending Acceptance Team Leader, you will be investigating and accepting consumer and commercial retail finance applications. You will be building and strengthening relationships with our dealer and introducer network as you maximise all new business opportunities, whilst managing the credit risk and industry compliance framework.ResponsibilitiesAssessment, recommendation and decision-making on consumer and commercial retail finance applications.Contacting financial and credit institutions to obtain information about customers.Preparing recommendations for setting out conditions of approvals.Conduct assessment to determine the customers ability to meet lending criteria, in line with current Responsible Lending Guidelines.Ensure all applications meet the AML legislative requirements and Allied Credit Group Credit & Lending Policies and Procedures.Manage, negotiate and provide a variety of lending options to achieve a mutually beneficial outcome with the introducer.Develop and maintain a sound rapport with the Introducer network and internal Sales staff.Assist the Settlements team in delivering the agreed Allied Credits SLAs.Support the management & leadership team with ad-hoc project/ systems improvement work.Your backgroundMinimum 2 years experience in (ideally) both consumer and commercial lending for vehicle, property or asset-based finance.Relevant lending and credit experience in a responsible lending environment, including knowledge of legislative/regulatory framework (including NCCP).Has achieved the right to hold a Delegated Lending Authority (DLA).Excellent verbal and written communication skills and strong negotiation skills in dealing with external dealer network.Demonstrable proficiency across the MS Office suite.A proven ability to look outside the box on credit decisions.Strong customer service focus in dealing with our external dealer network as well as a team player.Why work for Allied Credit?Work-life balance hybrid working arrangements allow a balance of working from home and the office, and we are always willing to discuss flexible working options.Wellness day to take a day off for some R&R around your birthday and a Volunteer Day to support your community.Discount offers on selected retailers, car loans and novated leasing options.A learning environment where we take your development and career aspirations seriously.16 weeks of paid parental leave along with Salary Continuance Insurance.We want individuals who will buy into and thrive with Allied Credits Values of Customer Focus, Adaptability, Risk Confidence, Integrity and Teamwork.Allied Credit pledges to treat all candidates with the utmost respect and professionalism throughout the recruitment process. We promise to conduct a fair, transparent, and inclusive hiring process, ensuring that all candidates are evaluated based on their skills, experience, and potential, regardless of race, gender, age, disability, sexual orientation or any other irrelevant characteristic.Please contact Alex Kelly on 0484 109 354 for a confidential discussion. For further information on Allied Credit, please visit our website at or email hrservices@alliedcredit.net.au. #J-18808-Ljbffr