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Job Title


Business Package Underwriter


Company : Chubb


Location : Melbourne, Victoria


Created : 2025-04-05


Job Type : Full Time


Job Description

Chubb celebrates diversity by fostering an inclusive, flexible and equitable workplace. We support applications from all members of our community and equitable access to our employment opportunities. We are open to discussing workplace flexibility in all our vacancies, to ensure we can attract the best candidates and accommodate individual needs, differences, disabilities and working arrangements. Please let us know if you require any adjustments to the recruitment process so we can support you to present your best self.Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com.Your Role:The primary purpose of this role is to underwrite Business Package policies which contribute to the achievement of the SMD and company goals which include profitability and growth. Success in this role will be reliant on the ability to consistently provide excellent customer service within standards whilst ensuring compliance.Your Responsibilities:FinancialDeliver profitable growth through achievement of GWP through production, profitability and expenses including retention, conversion rate, and loss ratio.UnderwritingUnderwrite referrals within delegated underwriting authority in accordance with the guidelines for new business, renewals and endorsements. Make recommendations for acceptance or declination of risks which exceed authority.Responsible for underwriting results of assigned portfolio.Maintain awareness of claim activity and liaise with stakeholders.Contribute towards the continual development and improvement of the portfolio including Post Acceptance Reviews.Establish relationships with key and new producers identifying opportunities including scheme and portfolio transfers.Ensure stakeholders are kept up to date with regular communications.Assist in underwriter training and broker relations.ServiceProvide responsive service on underwriting referrals.Take responsibility for quality of responses and referral turnaround times.Maintain awareness of claim activity and liaise with stakeholders.Occupational Health & SafetyAccountable for taking all practical measures to ensure that the workplace and persons under their control are safe and without risk to health.Risk CultureChampion risk culture values and being a strong advocate for good customer outcomes in all business activities. Promote continuous improvement to Chubbs products and services having regard to product assessments, IT solution and business efficiencies.Be aware of and appropriately manage conduct risk within your area.Understand your role and take ownership of risks and controls as a first line risk owner.Effectively manage third party arrangements you/your function is responsible for, ensuring effective oversight and monitoring is in place and steps are taken promptly where issues are identified.Appropriate action taken for employee conduct that is outside of that contemplated in the risk culture goal and Code of Conduct.Promptly report incidents and ensure functional area does the same. Handle any complaints fairly and promptly in accordance with Chubb policy.Participate in quarterly compliance attestation process and provision of accurate information for Board and Committee reporting.Compliance with Code of Conduct, internal policies, regulations.QualificationsProven experience as an underwriter in general insurance/business packages.Sound communication skills.Consistently displays initiative and seeks opportunities to innovate.Strong team player.Understands the principles of risk and corresponding underwriting appetite(s).Knowledge of the products/services of key competitors.Proven negotiation skills.Desire and willingness to learn.Strong customer service focus.We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career, both locally and globally. We also offer a flexible working approach via our My One Thing initiative, education assistance, dress for your day every Friday, promotion of health and wellbeing (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol into the Chubb Limited discounted stock purchasing scheme. #J-18808-Ljbffr